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	<title>Comments on: Compulsory health insurance and no end to inflated medical costs</title>
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	<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/</link>
	<description>so you think you don't have any</description>
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		<title>By: DragonLord</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1849</link>
		<dc:creator>DragonLord</dc:creator>
		<pubDate>Tue, 14 Dec 2010 09:40:33 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1849</guid>
		<description>&lt;a href=&quot;http://www.latimes.com/news/nationworld/nation/sc-dc-health-law-ruling-20101213,0,39107.story&quot; rel=&quot;nofollow&quot;&gt;First legal challenge to the new law&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p><a href="http://www.latimes.com/news/nationworld/nation/sc-dc-health-law-ruling-20101213,0,39107.story" rel="nofollow">First legal challenge to the new law</a></p>
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		<title>By: Jennifer Kesler</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1347</link>
		<dc:creator>Jennifer Kesler</dc:creator>
		<pubDate>Tue, 17 Aug 2010 23:53:21 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1347</guid>
		<description>WTF? The FTC doesn&#039;t enforce monopoly laws, and that&#039;s so not how our monopoly laws work. </description>
		<content:encoded><![CDATA[<p>WTF? The FTC doesn&#8217;t enforce monopoly laws, and that&#8217;s so not how our monopoly laws work. </p>
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		<title>By: DragonLord</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1344</link>
		<dc:creator>DragonLord</dc:creator>
		<pubDate>Tue, 17 Aug 2010 21:30:35 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1344</guid>
		<description>Well maybe the FTC will step in now that medical insurance is effectively a monopoly to regulate the prices or split them up.</description>
		<content:encoded><![CDATA[<p>Well maybe the FTC will step in now that medical insurance is effectively a monopoly to regulate the prices or split them up.</p>
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		<title>By: Jennifer Kesler</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1342</link>
		<dc:creator>Jennifer Kesler</dc:creator>
		<pubDate>Tue, 17 Aug 2010 19:24:09 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1342</guid>
		<description>I disagree - at no point was the option of socialized insurance, let alone socialized medicine, ever seriously discussed. From the onset, it was never going to resemble NHS in the slightest way.

To address some of your earlier comment: if we merely socialized the INSURANCE, which is how Medicare works for people over 65, it wouldn&#039;t be that big a departure. Yes, it would put some private insurers out of business, and that would mean some jobs, but how many of those jobs are actually in the US? And in the long run, would it be worth it? It&#039;s worth discussing. Perhaps the government could hire a lot of those people to work in the new administration it would have to set up to handle nationalized insurance. 

So there are ways to make this work, I think. They were just, curiously, never on the table. What was on the table was: we force people to subsidize insurance by buying it, and then the insurers can raise premiums sky-high (they&#039;re already outrageous, which is why so many people can&#039;t afford insurance), and fine people if they don&#039;t sacrifice one of their kids in order to pay the even-more-outrageous new premiums. I don&#039;t see a win for the people of the US here anywhere.</description>
		<content:encoded><![CDATA[<p>I disagree &#8211; at no point was the option of socialized insurance, let alone socialized medicine, ever seriously discussed. From the onset, it was never going to resemble NHS in the slightest way.</p>
<p>To address some of your earlier comment: if we merely socialized the INSURANCE, which is how Medicare works for people over 65, it wouldn&#8217;t be that big a departure. Yes, it would put some private insurers out of business, and that would mean some jobs, but how many of those jobs are actually in the US? And in the long run, would it be worth it? It&#8217;s worth discussing. Perhaps the government could hire a lot of those people to work in the new administration it would have to set up to handle nationalized insurance. </p>
<p>So there are ways to make this work, I think. They were just, curiously, never on the table. What was on the table was: we force people to subsidize insurance by buying it, and then the insurers can raise premiums sky-high (they&#8217;re already outrageous, which is why so many people can&#8217;t afford insurance), and fine people if they don&#8217;t sacrifice one of their kids in order to pay the even-more-outrageous new premiums. I don&#8217;t see a win for the people of the US here anywhere.</p>
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		<title>By: DragonLord</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1340</link>
		<dc:creator>DragonLord</dc:creator>
		<pubDate>Tue, 17 Aug 2010 18:15:34 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1340</guid>
		<description>In the UK there&#039;s no charge for seeing a doctor or going to the hospital for treatment (or any drugs you are given during your stay at the hospital), we also have a healthy, if small, private health industry.  I think they also have something similar (I&#039;ll check later) to our NHS in canada.

I&#039;m fairly sure that the original aim of the health care bill was to provide something like that for the US.  But you have my hopes that it will get better over time.</description>
		<content:encoded><![CDATA[<p>In the UK there&#8217;s no charge for seeing a doctor or going to the hospital for treatment (or any drugs you are given during your stay at the hospital), we also have a healthy, if small, private health industry.  I think they also have something similar (I&#8217;ll check later) to our NHS in canada.</p>
<p>I&#8217;m fairly sure that the original aim of the health care bill was to provide something like that for the US.  But you have my hopes that it will get better over time.</p>
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		<title>By: Jennifer Kesler</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1336</link>
		<dc:creator>Jennifer Kesler</dc:creator>
		<pubDate>Tue, 17 Aug 2010 16:53:06 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1336</guid>
		<description>Our private version sounds very similar, except that only the fortunate have it. Lucky workers have wages deducted privately to pay for private group insurance, then we pay co-pays for every appointment and every prescription (something like $10-40, depending on plan). We also have wages deducted to pay for Medicare, which is a sort of socialized insurance for people 65 and older (works through private practitioners, but the government pays for it out of our collected wage withholdings). 

Many workers have nothing, unless they buy it themselves, which can easily cost $150-500 for a single individual, depending not on health status, but on gender and age.

We&#039;re already seeing premiums skyrocket, as I predicted. This is nothing but a bailout for the insurance companies. I&#039;d like to see what you&#039;re talking about too, but that&#039;s so not what&#039;s happening. Probably never will be in a country so propagandized to think your UK NHS system is COMMIE PINKO BULLSHIT OH NOES.</description>
		<content:encoded><![CDATA[<p>Our private version sounds very similar, except that only the fortunate have it. Lucky workers have wages deducted privately to pay for private group insurance, then we pay co-pays for every appointment and every prescription (something like $10-40, depending on plan). We also have wages deducted to pay for Medicare, which is a sort of socialized insurance for people 65 and older (works through private practitioners, but the government pays for it out of our collected wage withholdings). </p>
<p>Many workers have nothing, unless they buy it themselves, which can easily cost $150-500 for a single individual, depending not on health status, but on gender and age.</p>
<p>We&#8217;re already seeing premiums skyrocket, as I predicted. This is nothing but a bailout for the insurance companies. I&#8217;d like to see what you&#8217;re talking about too, but that&#8217;s so not what&#8217;s happening. Probably never will be in a country so propagandized to think your UK NHS system is COMMIE PINKO BULLSHIT OH NOES.</p>
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		<title>By: DragonLord</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1334</link>
		<dc:creator>DragonLord</dc:creator>
		<pubDate>Tue, 17 Aug 2010 16:07:32 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1334</guid>
		<description>In the UK we have a national insurance scheme where a portion of your wages is automatically deducted for health care and pensions.  The non-pension portion of this goes into our monolithic health care organisation (NHS) who then spends it on drugs, hospitals, doctors, nurses, etc. And our prescriptions  are subsidised too (I pay £7.20/prescription regardless of what it&#039;s for).

Realistically, how many people in the US would actually be able to swallow that one overnight?  How many people would be made unemployed by the health insurance industry?  How many would shout about it being a stealth tax by the back door?  Or how about the drugs companies that would suddenly be dealing with a multi trillion $ organisation instead of lots of little hospitals?

Yes it&#039;s not the ideal way for the health care bill to come into being, but unlike the UK or other countries with national health care.  The US already has a fully fledged private health care system in place that serves a large % of the population.

Personally I&#039;m hoping that over a period of years the current health care bill will keep being amended to make it more and more nationalised, and that ultimately you do end up with the universal health care system that you need rather than the one that currently seems to be taking shape.</description>
		<content:encoded><![CDATA[<p>In the UK we have a national insurance scheme where a portion of your wages is automatically deducted for health care and pensions.  The non-pension portion of this goes into our monolithic health care organisation (NHS) who then spends it on drugs, hospitals, doctors, nurses, etc. And our prescriptions  are subsidised too (I pay £7.20/prescription regardless of what it&#8217;s for).</p>
<p>Realistically, how many people in the US would actually be able to swallow that one overnight?  How many people would be made unemployed by the health insurance industry?  How many would shout about it being a stealth tax by the back door?  Or how about the drugs companies that would suddenly be dealing with a multi trillion $ organisation instead of lots of little hospitals?</p>
<p>Yes it&#8217;s not the ideal way for the health care bill to come into being, but unlike the UK or other countries with national health care.  The US already has a fully fledged private health care system in place that serves a large % of the population.</p>
<p>Personally I&#8217;m hoping that over a period of years the current health care bill will keep being amended to make it more and more nationalised, and that ultimately you do end up with the universal health care system that you need rather than the one that currently seems to be taking shape.</p>
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		<title>By: AmyMcCabe</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1212</link>
		<dc:creator>AmyMcCabe</dc:creator>
		<pubDate>Mon, 12 Apr 2010 15:40:11 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1212</guid>
		<description>This bill fails to do a lot, but it also does do some good.  I&#039;m really hoping that this is the first of a series of changes and that some of the big problems with this bill, like the ones you mentioned, get fixed a couple years down the line and particularly before the 2014 date that is, I believe, by when we all need to buy insurance.

From what I understand anyone 133% of the poverty rate can get Medicaid.  I&#039;m glad that it is, at least, including some people above the poverty rate, especially as the poverty rate is so incredible flawed as an indicator of an individual or family&#039;s ability to make ends meet.

I totally agree that a public option, be it through Medicaid, Medicare or a new department, that citizens will be able to opt into would be the ideal situation.  It was what I was hoping for.  I&#039;m so incredibly frustrated that it was scrapped and by all the absurd rallying against it.  I just hope that the problems this current bill creates will be recognized and will cause it to be fixed in the future with a viable public option instead of health reform scrapped altogether.</description>
		<content:encoded><![CDATA[<p>This bill fails to do a lot, but it also does do some good.  I&#8217;m really hoping that this is the first of a series of changes and that some of the big problems with this bill, like the ones you mentioned, get fixed a couple years down the line and particularly before the 2014 date that is, I believe, by when we all need to buy insurance.</p>
<p>From what I understand anyone 133% of the poverty rate can get Medicaid.  I&#8217;m glad that it is, at least, including some people above the poverty rate, especially as the poverty rate is so incredible flawed as an indicator of an individual or family&#8217;s ability to make ends meet.</p>
<p>I totally agree that a public option, be it through Medicaid, Medicare or a new department, that citizens will be able to opt into would be the ideal situation.  It was what I was hoping for.  I&#8217;m so incredibly frustrated that it was scrapped and by all the absurd rallying against it.  I just hope that the problems this current bill creates will be recognized and will cause it to be fixed in the future with a viable public option instead of health reform scrapped altogether.</p>
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		<title>By: Jennifer Kesler</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1198</link>
		<dc:creator>Jennifer Kesler</dc:creator>
		<pubDate>Thu, 01 Apr 2010 03:52:19 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1198</guid>
		<description>That&#039;s the ostensible reason, yes, and I&#039;m not sure why you felt the need to point that out, Julian. Everyone already understands this.

Read Emma&#039;s links for some more probing thought on the reasons.

And at the end of the day, I really don&#039;t give a shit what the reason is: I categorically disagree with forcing Americans to buy something from private business people just because they live in the US.</description>
		<content:encoded><![CDATA[<p>That&#8217;s the ostensible reason, yes, and I&#8217;m not sure why you felt the need to point that out, Julian. Everyone already understands this.</p>
<p>Read Emma&#8217;s links for some more probing thought on the reasons.</p>
<p>And at the end of the day, I really don&#8217;t give a shit what the reason is: I categorically disagree with forcing Americans to buy something from private business people just because they live in the US.</p>
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		<title>By: Julian Morrison</title>
		<link>http://whatprivilege.com/compulsory-health-insurance-and-no-end-to-inflated-medical-costs/comment-page-1/#comment-1195</link>
		<dc:creator>Julian Morrison</dc:creator>
		<pubDate>Tue, 30 Mar 2010 14:27:09 +0000</pubDate>
		<guid isPermaLink="false">http://whatprivilege.com/?p=192#comment-1195</guid>
		<description>I think they&#039;re trying to basically turn insurers into an ersatz national health service. Insurance cover becomes sorta-welfare (that the insurer can&#039;t refuse to give), and premiums become sorta-tax (that you can&#039;t refuse to pay). Naturally, if insurers have to say &quot;yes&quot;, and you could still say &quot;no&quot;, then you could just wait and sign up when you got ill - this is directly equivalent to not paying the &quot;national insurance&quot; tax that is covering everyone else&#039;s medical bills. This is the reason for the compulsion.</description>
		<content:encoded><![CDATA[<p>I think they&#8217;re trying to basically turn insurers into an ersatz national health service. Insurance cover becomes sorta-welfare (that the insurer can&#8217;t refuse to give), and premiums become sorta-tax (that you can&#8217;t refuse to pay). Naturally, if insurers have to say &#8220;yes&#8221;, and you could still say &#8220;no&#8221;, then you could just wait and sign up when you got ill &#8211; this is directly equivalent to not paying the &#8220;national insurance&#8221; tax that is covering everyone else&#8217;s medical bills. This is the reason for the compulsion.</p>
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